Add products to the cart, for purchases between €75 and €1,000
Choose "4xcard" as a payment method to finance your purchase
Complete the online financing application with your data and get an immediate response
With your request approved, the amount of your purchase will be divided into 4 installments that will be charged to your card
1 - How much time will I need?
Usually less than 3 minutes. Just complete your online application and attach the photo of your DNI/NIE.
2 - What cards can I use?
Cofidis accepts any credit/debit card except American Express, foreign cards, virtual cards.
3 - Can I use 4xcard for all products?
4xcard is not available for baskets containing gift vouchers, pre-sale products or products without stock.
4 - When will the charges be made on my card with 4xcard?
The first installment will be charged the day after the last product of your order is shipped. Subsequently, the charges will be made to day + 32, day + 63 and day + 90 from the day that this last product of your order was sent.
5 - Can I return the products if I buy them with 4xcard?
The return policy applies to all purchases. If you receive a full refund, you will be refunded the amount you have already paid based on the purchase terms. In the event of a partial refund, the total amount due will be modified and the installments will be recalculated accordingly.
6 - How to find 4xcard during the purchase process?
Change the payment method (see below) and select 4xcard.
Financing offered and subject to the approval of Cofidis, S.A. Branch in Spain for amounts from €75 to €1,000 in 4 installments. Opening commission between 0 and 3.5% of the financed amount. The APR varies depending on the amount financed and the opening commission.
*Example of financing for €1,000 amount/PVP: 4 installments of €250. Total amount owed/total amount of credit/total price in installments: €1,000. Opening commission financed/total cost of the loan: €0 (0%). TIN 0%, minimum APR 0%.
*Example of financing for amount/PVP €75: 4 installments of €19.40. Total amount owed/total amount of credit/total price in installments: €77.60. Opening commission financed/total cost of the loan: €2.60 (3.5%). TIN 0%, maximum APR 30.98%.
Financing date of the representative example 01/01/2021 and first amortization 01/02/2021, second 02/02/2021, third 03/05/2021 and fourth 04/01/2021. French amortization system. For other amounts and/or terms, see financing conditions in the financing request.
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